Business Loans & Working Capital
Funding support for day-to-day operations, cash flow, working capital, invoice finance, and business growth needs.
Behind Every Strong Business Is The
Right Financial Support.
From purchasing commercial property to reviewing your current loan, Boutique Finance provides clear lending guidance built around your business goals.
Let's talkHelping you find the commercial loan that fits
Commercial lending is about more than securing finance. It is about making the right move for your business, your property, and your long-term growth.
At Boutique Finance, we help you understand your options with clarity — from commercial property purchases and refinancing to business lending and investment finance. We look at where your business is today, where it is heading, and what your loan needs to do for your cash flow, operations, and future plans.
Because the right commercial loan should not just work on paper. It should give your business the structure, flexibility, and confidence to move forward.
Commercial Lending Services
Commercial loans for every business move.
Commercial Property Loans
Lending solutions for purchasing, refinancing, or investing in commercial property, including SMSF commercial property loans.
Business Acquisition & Expansion Finance
Finance support for buying a business, expanding operations, opening new locations, or investing in long-term growth.
Equipment & Asset Finance
Funding for business equipment, vehicles, machinery, technology, and other assets needed to operate or grow.
Construction & Development Finance
Commercial lending support for construction, development, and property-related projects.
Structured Commercial Lending
Support for complex lending scenarios, refinancing, debt restructuring, professional services, medical practice finance, and ongoing portfolio reviews.
Finance that works as hard as your business does.
Structure
We look beyond the loan amount — helping you shape finance around cash flow, growth plans, property goals, and long-term business needs.
Strategy
We compare suitable lenders, facilities, and repayment structures — so every option is measured against what your business is trying to achieve.
Momentum
Responsive commercial lending support from enquiry to settlement — helping you move on opportunities without unnecessary delays.
Four clear steps to commercial finance that supports your business
Commercial lending should feel strategic, not overwhelming. Our process helps you move from the first conversation to settlement with structure, clarity, and confidence at every step.
Understand your business goals
We start by learning about your business, cash flow, priorities, and growth plans so your finance is shaped around what you want to achieve.
Compare suitable structures
We review suitable lenders, loan facilities, and repayment options, then explain the choices clearly so you can make an informed decision.
Manage the application
Once the right direction is agreed, we prepare your application, liaise with lenders, and keep the process moving from approval to settlement.
Support beyond settlement
After settlement, we review your facility, monitor your needs, and stay available as your business, goals, and circumstances change.
FAQs
Frequently Asked Questions
Can you finance a commercial property purchase?
Yes. We arrange funding for owner-occupied and investment commercial property, including more complex structures and SMSF purchases.
What deposit is required for commercial lending?
Commercial lending typically requires a larger deposit than residential — often 20–35% depending on the asset and lender. We’ll structure the right approach for your goals.
Can I refinance an existing business loan?
Absolutely. Refinancing can free up cash flow, consolidate facilities, or secure better terms. We’ll review your current setup and compare your options.
Customers Testimonial
Our Customers Love and Trust Us
They made our first home loan feel effortless. Clear advice, zero jargon, and a rate we did not think we could get.
As a GP, my income structure is unusual. Boutique knew exactly which lenders to approach — settled weeks ahead of expectations.
Refinanced our commercial property with a structure that freed up real cash flow. Genuine, ongoing partners.
Responsive, honest and genuinely on our side. We have already referred three friends.
We're All Ears!
Schedule an online appointment and let's have a chat about what you need and how we can help.
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